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Since Q1 2023 the spread between mortgage rates and treasuries has widened. At the time of writing, the FRED says the average 30-year fixed Rate is at 7.49%, and in many locales, the 30-year fixed ...Megas ® (Megas) are single-class pass-through, Non-TBA-eligible securities in which the underlying collateral consists of groups of existing Fannie Mae Non-TBA MBS and/or Fannie Mae Megas. A Real Estate Mortgage Investment Conduit (REMIC) is a type of multiclass mortgage-related security in which interest and principal payments from the ...

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